Summer is in full swing, and the sun is out. It’s time to get your funds out too! If you’re shopping for a new or used car this season, look to us for your low-rate auto loan with so many extra benefits you won’t find most places. Talk to us and get your pre-approval today…maximize your negotiation power!

• Rates as low as 4.80% APR*
• Up to 84 months to finance
• Cash back up to $500
• Debt Protection
• Our new Gap Plus program
• Warranty Program
• Fast online application process

ALSO, look to us for our new auto buying service and avoid dealer hassles. Partnered with Auto Assistance, Excel is committed to bringing you the ultimate in convenience. It’s simple and your vehicle can be delivered to your door, or to the branch nearest you. There is no extra cost to members for this service. It’s our way of showing we’ve got you!

Now that the sun’s out, let us get your funds out. Apply for your auto loan.

Annual Percentage Rate. All loans subject to credit approval. Details apply. See credit union or click here for full details.

You let us know how you like to roll, and we’ll help fund your summer fun! Whether you want to hit the open road in a camper or motorcycle, or hit the waves in your new boat, we can finance your RV, boat, or motorcycle loan. Enjoy your family and friends this summer. Let us help.

Choose the way you want to roll and apply for your RV, boat, or motorcycle loan today.

You have come to know us as your number one financial resource, your trusted financial partner and for excelling in service. Once you joined did you know your immediate family members became eligible to join too? Make sure they know they too can access the many benefits membership with Excel has to offer – because you are a member. The ability to join is available online and is fast and easy. Help us grow.

Gift today … it only takes a mention.

• Personal service with a smile.
• Low loan rates.
• Access to a full suite of convenient banking tools.
• A voice in elections of the Board of Directors.
• With us you are part owner – not just a number.
• Lifetime membership even with a move, job change , or retirement.

Whether you’re headed away for a few days or a few weeks this summer, do these 7 things before you leave. This list can help protect your home and valuables while you’re gone and ensure peace of mind during your travels.

1. Notify your credit card company – You’ll want to make sure your credit card works during your travels and you have enough available credit to cover your expenditures. Let us know.

2. Contact your cellular provider – If you’re traveling abroad, your cell service provider can help you set up the least expensive plan for making calls, sending texts, and/or accessing the Internet from your device.

3. Pay your bills – If you have bills with due dates during your travel, make sure to pay early or schedule those payments accordingly via online banking.

4. Clean out your wallet – Clean out your wallet of any items you won’t need during travel. This could include loyalty cards, gift cards, extra credit cards, etc. The less you carry, the less to worry about should your wallet become misplaced.

5. Manage your mail – Place a hold on your mail delivery or ask a neighbor to collect your mail while you’re gone to eliminate the chance of it getting stolen.

6. Secure your home – Before you leave home, make sure to lock all entry points, set your alarms and light timers, set your HVAC to lower your usage, and disconnect any electronics not plugged into a surge protector.

7. Unplug from social media – Do not broadcast on social media that you are away from home as this can alert burglars your house is empty.

Are you or someone you know headed to college for the first time this fall? Your new independence and expectations for success can make the process overwhelming. Just stay calm and consider these tips to make the transition a breeze!

1. Get ahead and stay ahead – It’s a lot easier to earn a good grade if you start the semester with your best foot forward. Commit to your classes and the new study schedule on day one and stay ahead as long as you can to avoid playing catch up later.

2. Create a routine – Develop a routine with a designated time to wake up, eat, attend classes, study, workout, and rest. A well-planned routine will keep you feeling accomplished and focused.

3. Make a to-do list – Start small by writing down your plans for each day and then see if it helps boost your productivity.

4. Create a study zone – Find a quiet and clean area and designate it as your go-to study space. Often visiting a location outside your home to study (such as the library) can keep you free of distractions and boost your productivity.

5. Take breaks – Take breaks every hour or so during your studies to stretch your legs, have a snack, and refresh your mind.

6. Meet professors and stay engaged – Visiting your professors during their office hours can show your interest and commitment to the class as well as give you an opportunity to ask questions for understanding.

7. Manage Stress – If you’re feeling stressed, take a time out and find a go-to stress relieving exercise or activity to help you regroup. If the stress becomes more than you can handle alone, ask for help.