Excel FCU will never ask you for your online banking information,
pin number(s), or password(s). Beware of fraudsters posing as Excel
FCU via text, email or phone. Do not hesitate to call the credit
union directly if you have questionable requests for information.
PlatinumChecking
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NEW AND IMPROVED PLATINUM CHECKING WITH EARNINGS & PEACE OF MIND BENEFITS FOR YOU !
Maintain an average daily balance of $2,500 to reap the benefits!
Earn Dividends
PlatinumChecking NOW also includes the following benefits at no additional cost:
Up to $10,000 Identity Theft Expense Reimbursement Coverage2
To cover expenses associated with restoring your identity, such as reimbursement for costs associated with attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents, medical record costs, costs for daycare and elder care, travel and accommodations, as well as coverage for wages lost for time taken off work to correct personal records
Fully Managed Identity Theft Resolution Services
Access to a dedicated fraud specialist assigned to manage your case. Experienced recovery professionals will handle the recovery process until your identity is restored.
Financial Features
Minimum Deposit: $100
• Dividends Earnings
• Mastercard® Debit Card uChoose Rewards
• No-fees at Excel ATMs, Publix® Presto! ATMs, CUHERE* and CO-OP ATMs*
• eStatements
• Online Banking and Bill Pay
• Mobile Banking with Mobile Deposit
• MoneyLine Telephone Banking
• Notary Service
• Optional overdraft protection service
• No per-check fee
• Wire Transfer Availability
• Stop Payment Options
A $6.00 monthly fee applies.
You must maintain a minimum daily balance of $600.00 in your account to avoid a minimum balance fee. If, during any month, your account balance falls below the required minimum daily balance, your account will be subject to a minimum balance fee of $6.00 once during the statement cycle. The fee will be waived if you are 50 years of age or older and have direct deposit of your net payroll and/or retirement benefits.
*$1.00 EXCEL fee applies on ATM transactions through CUHERE and CO-OP networks.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
Open an Account
Account caught your eye? Let’s make it official!