CDs/Share Certificates

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TWO NEW LIMITED TIME MOVE-YOUR-CD BUMP UP OFFERS!

3.50%APY* for a two year CD moved to an Excel share certificate gives you the security and benefit to bump your rate up to a higher rate if you see one published by us, twice until your certificate matures by simply notifying us. Or, do you prefer a shorter term certificate? We’ve got you there too. With a 15 month certificate you can earn 3.25%APY* with the ability to bump up your rate once before your certificate matures to a new higher rate if we increase our rates and you notify us. Moving your certificates to Excel has never been smarter. Act today. We do require a $500 minimum deposit and current members who wish to secure these special promotional rates can do so by having an active share draft/checking account, having an Excel loan or credit card and by having direct deposit. Earn more with us! Tell your friends too!

EARN MORE BANG FOR YOUR BUCKS!

Like the idea of security and higher earnings? Share Certificates are a great way to grow your money! With terms of six to 48 months, you can choose the goal that’s right for you.

What you may know as a CD or certificate of deposit is called a share certificate at Excel.  As a member you become part owner of the credit union and own a share here.  We work for you and work to help you earn more and save more.  And …. your deposits are federally insured by the NCUA up to $250,000. 

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$500 affordable minimum

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Flexible terms from 6 to 48 months

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Fixed dividend rates for certificate term

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Pays an average of 1% higher than other financial institutions so you earn more

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Dividends paid or compounded quarterly for higher earnings

*Annual Percentage Yield
Minimum balance of $500. Can be used for Individual Retirement Account (IRA). NCUA insured. Penalty for early withdrawal.
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Start Saving

Ready to start nurturing your nest egg? Let’s get started!