Share Certificates/CDs

Take advantage today of the NEW limited-time 6 month share certificate to give you high earnings and peace of mind as you lock in a competitive 4.75% APY* for a short term option. If you prefer a 9 month share certificate we’ve got you there too! Offering you 4.75% APY* is an option that may fit your needs better and still give you an amazingly competitive rate in today’s market.

Does a longer term appeal more to you? Our 12 month share certificate is the answer with a current fixed rates of 4.50% APY*. We’ve got you when it comes to higher dividends to put your money to work for you.

And for even more flexibility we continue to offer BUMP UP share certificates so that if rates change you have the opportunity to adjust your rate according to the term and BUMP UP promotion that best fits you.

Our 15 month BUMP UP certificates give you a 4.50% APY* and the option to bump your rate up once during the 15 month term of your certificate.

Our 24 month BUMP UP certificates lock in the competitive rate of 4.25% APY* for a longer term and if our rates go up you gain the option of bumping your rate up twice during the 24 month term simply by advising us to do so. It’s easy and gives you peace of mind in an evolving market.

At Excel we’ve got you! Higher earnings. More flexibility. Doing more for our members every day. Act today; these are limited time promotional rates and can change at any time.

*Annual Percentage Yield.  $500 is required to open the account and a minimum $500 balance is required to earn the stated annual percentage yield.  Early withdrawal penalty fees will be imposed and will reduce earnings.  Limited time promotional rates and terms may expire at any time. Deposits NCUA insured to $250,000. 

Like the idea of security and higher earnings? Share Certificates are a great way to grow your money! With terms of six to 48 months, you can choose the goal that’s right for you.

What you may know as a CD or certificate of deposit is called a share certificate at Excel.  As a member you become part owner of the credit union and own a share here.  We work for you and work to help you earn more and save more.  And …. your deposits are federally insured by the NCUA up to $250,000.