Share Certificates/CDs

Now offering a special promotional move-your-CD offer. With our limited time NEW 4.42% APY* 15-month share certificate you get the ability to bump up your rate once before your certificate matures. With this special certificate if we increase our rates and you notify us you gain peace of mind knowing you can receive even higher earnings. It just takes a phone call.

With our 4.06% APY* 24-month certificates you can gain even more peace of mind by knowing you can bump up your rate twice by notifying us. Again, it just takes a phone call to initiate your bump ups if our rates change. Our caring team makes it easy.

Moving your CDs to an Excel share certificate has never been smarter. Act today. We do require a $500 minimum certificate deposit and current members who wish to secure these special promotional rates can do so by having an active share draft/checking account, having an Excel loan or credit card, and by having direct deposit. Earn more today. Tell your friends and family to move their CDs too! We’ve got you! Being part owner of Excel pays.

*Annual Percentage Yield. $500 minimum deposit require. Early withdrawal fees apply. This is a limited time promotion and rates may change at any time. During the term of the certificate you choose the rate may be increased from the current APY offered for a certificate of the same term. Rate bumps do not affect the remaining term. NCUA insured.

Like the idea of security and higher earnings? Share Certificates are a great way to grow your money! With terms of six to 48 months, you can choose the goal that’s right for you.

What you may know as a CD or certificate of deposit is called a share certificate at Excel.  As a member you become part owner of the credit union and own a share here.  We work for you and work to help you earn more and save more.  And …. your deposits are federally insured by the NCUA up to $250,000.

*Annual Percentage Yield
Minimum balance of $500. Can be used for Individual Retirement Account (IRA). NCUA insured. Penalty for early withdrawal.