Excel FCU will never ask you for your online banking information, pin number(s), or password(s). Beware of fraudsters posing as Excel FCU via text, email or phone. Do not hesitate to call the credit union directly if you have questionable requests for information.
Our MoneyLine Phone Banking service will no longer be available after May 1st. Please contact us with any questions.

Holiday Loan

Sit back and relax with an EXCEL HOLIDAY LOAN

We have the holiday loan that fit your needs. Don’t let spending creep up on you. Take action now and secure a cushion surrounding your holiday spending. Let Excel help take your stress away. Need extra cash for a Black Friday shopping dash? We’ve got you! Need cash for holiday travel? Sit back and let a Holiday Loan take the burden off. Or if you need money for extra expenses that you see coming up in 2024 an Excel Holiday Loan can help you there too. Enjoy life and let us help.

Borrow up to $700

9.99% APR* Special Limited Time Holiday Loan Rate

11 months to pay

Holiday Loans available from October 1, 2023 to January 31, 2024.

*APR -Annual Percentage Rate
A $ 20 processing fee will be added to the loan. A sample payment for a $720 loan (inclusive of the processing fee), at 9.99% APR*, for 11 months will result in a monthly repayment amount of $68.78.
Rates and terms are subject to change without notice. Restrictions apply. Subject to credit approval and our underwriting standards. Membership eligibility applies. Must have direct deposit into an Excel checking account. All Excel accounts must be in good standing. See us for full details.

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