Resources

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Welcome to Excel’s Financial Learning Center

Excel Federal Credit Union – where we’ve got you! Your financial health is important to us. We want to empower you and give you the resources to make sound and informed financial decisions.

You will find a number of topics here that will help you grow critical knowledge in the finance arena. Click on the areas you are interested in to start your road map to secure financial wellbeing. Knowledge is power, and we’ve got you!

 

Student Loan Debt Relief Scams by Consumer FTC
Avoiding Student Loan Debt by Consumer FTC

Frequently Asked Questions for Financial Aid Offers by Consumerfinance.gov
  • In this webinar, brought to you by Consumer Financial Protection Bureau’ Section for Students and Young Consumers, Policy Analysts Brian Stone and Kate Mullan, important information to consider when applying for Financial Aid. This webinar includes answers to frequently asked questions from Parents and Students with regards to getting financial aid to pay for school and a demo of CFPB’s tool, Grad Path. Grad Path is a tool that was created to help students and their families take a financial aid
    offer letter and turn it into a plan to pay for school.
  • Frequently Asked Questions for Financial Aid Offers video by Consumerfinance.gov
Strategies for paying for college by Consumerfinance.gov
  • Find out about how to finance higher education. You’ll hear from our Office for Students and Young Consumers on the federal financial aid process, college funding sources, and college budgeting techniques. What’s more, we discuss nonfinancial ways to help students reach their higher education goals. Presenter: Brian Stone Facilitated by: Heather Brown, Ed.D – CFPB FinEx Lead
  • Frequently Asked Questions for Financial Aid Offers video by
    Consumerfinance.gov
Student financial wellness resources by Consumerfinance.gov
  • In this live webinar, the Consumer Financial Protection Bureau (CFPB) hosts Nydia Alvarez of Branches Florida City; Delilah Marquez and Kiana Pina of S.H.A.R.E. Center at Palo Alto Community College and Melissa Cruz of Georgia Student Finance Commission for a discussion on student financial wellness.
  • Student financial wellness resources video by Consumerfinance.gov

 

Social Security Retirement Income Estimator: Understand the tax advantages of annuities versus traditional savings accounts.

For more instructions

How long will my money last?: Calculate how long your money will last during your retirement.

For more instructions

How does inflation impact my retirement income needs?: Calculate the impact of inflation on your retirement income needs.

For more instructions

How retirement accounts are taxed | It's simpler than it sounds by Principal
  • What's the difference between 401(k) and Roth 401(k) contributions? A traditional IRA and a Roth IRA? For one, how they're taxed. In this episode of our new series—"It's simpler than it sounds”—we'll walk you through the difference between pre-tax and after-tax retirement savings accounts and how you might use both to build an effective retirement savings strategy.
  • How Retirement Accounts Are Taxed Video
Budgeting by Consumer FTC

 

Budgeting by Consumer FTC
Cashing a Paycheck by Consumer FTC
  • How to avoid big fees when cashing a paycheck. This video tells you how to shop around to avoid big fees if you don’t have an account to cash a paycheck. It also shows examples of how different the fees can be at various check cashing places.
  • Cashing a Paycheck by Consumer Video FTC

Financial Planning for the Full Cost of College by Investopedia

 

Credit Report by Consumer FTC
  • Your credit report affects your ability to get a loan or job and could help you avoid identity theft. You can get a truly free credit report from AnnualCreditReport.com.
  • Credit Report Video
How do I dispute an error on my credit report? by Consumerfinance.gov
  • Have you noticed an error on one of your credit reports, but don’t know what to do? The CFPB has clear, step-by-step instructions and sample letters to help you dispute incorrect credit report information.
  • How do I dispute an error on my credit report? Video
Free Credit Report by Consumer FTC
  • what happens when one person gets a free credit report from AnnualCreditReport.com and someone else gets a “free” credit score from a TV ad.
  • Free Credit Report? Video
How to improve your credit score by consumerfinance.gov
  • If you are looking to make a big purchase—like buying a house or getting a new car—or if you’ve recently been turned down for a loan, you’re probably wondering what you can do to improve your credit score.
  • Improve Your Credit Score Video
How to improve your credit score by consumerfinance.gov
  • If you are looking to make a big purchase—like buying a house or getting a new car—or if you’ve recently been turned down for a loan, you’re probably wondering what you can do to improve your credit score.
  • Improve Your Credit Score Video

Minimum Payments on Credit Cards - Personal Finance Tips by Consumer FTC
Student Loan Debt Relief Scams by Consumer FTC
Avoiding Student Loan Debt by Consumer FTC
Minimum Payments on Credit Cards - Personal Finance Tips by Consumer FTC

 

Net Cetera: Protection Connection by Consumer FTC
5 Ways to Help Protect Your Identity by Consumer FTC
Money Wiring Scams by Consumer FTC
IdentityTheft.gov Helps You Report and Recover from Identity Theft by Consumer FTC
  • Is someone using your personal information to open new accounts, make purchases or get benefits? Report it at IdentityTheft.gov and get a free personal recovery plan.
  • Identity Theft by Consumer FTC Video
Back It Up: Don't Lose Your Digital Life by Consumer FTC
  • From tax forms to family photos, the files on your computer are valuable. If you don’t want to lose them, back them up, and practice good computer security habits to protect yourself from hackers and viruses.
  • Don't Lose Your Digital Life by Consumer FTC Video
Net Cetera: Chatting with Kids About Being Online by Consumer FTC
Net Cetera: Share with Care by Consumer FTC

 

Prepaid Cards by Consumer FTC
Prepaid protections by Consumerfinance.gov
  • Watch to see how the new rule makes prepaid accounts safer to use – whether you’re swiping a card at the register, shopping online, or scanning your smartphone.
  • Prepaid Cards by Consumer FTC Video
You have options for how to receive your unemployment benefits by Consumerfinance.gov
  • If you’ve applied for unemployment benefits through your state, there are multiple ways you can receive your payments. Choosing the option that works best for you can help you make the most of your money and better manage your finances.
  • unemployment benefits by Consumerfinance Video
Economic Impact Payment Prepaid Cards by Consumerfinance.gov
Report Gift Cards Used in a Scam by Consumer FTC

 

Computer Security Tips by Consumer FTC
Protect Your Computer from Malware by Consumer FTC
  • Malware is short for “malicious software." It includes viruses and spyware that get installed on your computer or mobile device without your consent. These programs can cause your device to crash and can be used to monitor and control your online activity. Learn more about how to avoid, detect, and get rid of malware.
  • Protect Your Computer from Malware by Consumer FTC Video
What To Do After a Data Breach by Consumer FTC
  • Did you get a notice that says your personal information was exposed in a data breach? Visit IdentityTheft.gov/databreach to learn what you can do to protect your identity.
  • What To Do After a Data Breach Video
Public Wi-Fi Networks - Security Tips by Consumer FTC
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