Excel FCU will never ask you for your online banking information,
pin number(s), or password(s). Beware of fraudsters posing as Excel
FCU via text, email or phone. Do not hesitate to call the credit
union directly if you have questionable requests for information.
Save As You Pay Loans
Apply Online
Found a loan that looks right for you? Let’s get started!
SAVE AS YOU PAY!
The best of both worlds – pay off high interest debt while directing a portion of your payment to help you build a nice little nest egg.
Low loan rates
Savings account with 1% APY*
Here’s how it works!
- Qualify with a beacon score of 620 or above
- Payoff high-rate, revolving credit cards or other loans from other financial institutions with a fixed-rate installment loan
- A portion of your payment is routed to a savings account connected to the loan
- When you pay off your loan, you’ll have an amount equal to 20% of the original loan amount, plus accrued interest in savings
*Annual Percentage Yield. This loan may not benefit everyone and is offered under certain conditions.
Apply Online
Found a loan that looks right for you? Let’s get started!