ExcelChecking
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Save when you use ExcelChecking. Everyday. We’ve got you!
Excel brings you benefit checking to enhance your life in ways that matter. The ultimate in checking and benefits, at only $4.95 per month, and a minimum deposit of $25 to open, you can be on your way to big savings, identification protection and more.
We’ve got you.
Save when you check with us
• Mastercard® Debit Card uChoose Rewards
• No-fees at Excel ATMs, Publix® Presto! ATMs, CUHERE and CO-OP ATMs
• eStatements
• Online Banking and Bill Pay
• Mobile Banking with Mobile Deposit
• MoneyLine Telephone Banking
• Notary Service
• Optional overdraft protection service
• No per-check fee
• Wire Transfer Availability
• Stop Payment Options
Help better protect your identity and financial wellness
IDProtect®
• Identity theft monitoring and resolution service1 for you.
• Includes Credit File Monitoring, Credit Report, Identity Theft Expense Reimbursement Coverage2 and Resolution Service and more! Let us show you!
Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness. (available via mobile or web only)
ExcelChecking helps protect you from unexpected losses
• Buyers Protection2 covers items for 90 days from the date of purchase against accidental breakage, fire or theft.
• Extended Warranty2 extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years.
• Item(s) must be purchased entirely with this account for coverage.
• Up to $10,000 AD&D coverage.
• Coverage divides equally among joint account owners and reduces by 50% at age 70.
• Covers up to three phones listed on the cell phone bill. Cell phone bill must be paid using ExcelChecking account.
• Covers damage or theft in the U.S. and abroad.
• Up to two claims per twelve month period.
• Up to $300 per claim.
• $50 deductible per claim.
Save when you play with ExcelChecking
• Redeem and print coupons online.
• Access discounts from your mobile device.
• Local and national discounts on hotels, restaurants, rental cars, auto care, museums, sporting events, salon services and more (Available via mobile or web only).
• Access to exclusive offers and discounts at thousands of leading online retailers.
• Shop online using our customized shopping portal and receive cash back.
• Cash back can be held in your $hopping Rewards account to use towards future purchases – or conveniently sent to you as a check. It’s that easy!
(Registration/activation required; available via mobile or web only).
Another ExcelChecking benefit… Save on health care
• Save on vision. (Exams, glasses, contact lenses, etc.)
• Save on prescriptions.
• Save on dental services.
This is NOT insurance. (Registration/activation required.)
Full advantages of IDProtect®1 for our members
IDProtect®1 helps to better protect you and your joint account holders for any identity fraud event, financial or otherwise, anywhere in the world even if the event has nothing to do with your account at Excel Federal Credit Union.
Fully Managed Recovery
Comprehensive Identity Theft Resolution Services – Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
Identity Theft Expense Reimbursement
Credit File Monitoring
Daily credit file monitoring and automated alerts of key changes to your credit report. (registration/activation required)
Credit Score Tracker
Access to credit report and credit scores. (registration/activation required)
Identity Monitoring
Monitoring of more than 1,000 databases and public records to identity suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified. (registration/activation required)
Debit and Credit Card Registration
Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (registration/activation required)
Online Identity Theft News Center and Valuable Phone and Web Resources
Get advice on ways to protect yourself from identity theft, read educational tips and access valuable online resources and news related to identity fraud and credit. (registration/activation required)
1Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
Open an Account
Account caught your eye? Let’s make it official!