Guaranteed Asset Protection Plus (GAP Plus with Deductible Assistance)

We can help you cover the gap on auto insurance to protect your loan and your finances.

If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. GAP Plus could reduce or even eliminate that shortfall! Plus, our GAP Plus coverage with deductible assistance, helps you get into your next vehicle by reducing your next loan with Excel by $2500! Talk to us today about how we can help protect you from sudden out-of-pocket expenses and help you when the gap in fair market insurance value is not always fair. We’ve got you … with a plus for our wallet when it matters!

Some pluses to think about:

• If your car is not totaled, but is damaged and the insurance pays the claim, deductible assistance will pay the deductible up to $500.
• If your car is totaled and you purchase a new vehicle and use EXCEL FCU as your finance company you will get $2,500 towards reducing your new loan That’s a big plus in Gap Plus.
• Get reimbursed for the comprehensive or collision deductible incurred up to the policy maximum
• Covers vehicles registered in your name and insured under your individual primary auto insurance policy