Refer A Friend (Auto Refinance)

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*Annual Percentage rate (APR). Rates and terms are based on Excel FCU underwriting criteria and a $3,000 minimum loan amount.. Existing Excel FCU loans are ineligible for refinance. Discounted rate as low as 1.49% APR based on 1.99% APR less 0.50% with an Excel checking account in good standing with direct deposit and automatic loan payments. First payment due within 90 days of loan disbursement, interest continues to accrue. The discounted rates and terms are subject to change without notice. Rates and terms vary based on the minimum loan amount. Payment examples: Assuming an $18,000 loan amount, at 1.49%APR and a 4 year term you would make 48 monthly payments of $386.54. Assuming an $18,000 loan amount, at 1.74%APR and a 5 year term you would make 60 monthly payments of $313.48.

**Qualifying loan for Refer A Friend must be a minimum of $15,000 to receive the $200 incentive. Terms and conditions apply.

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