Refer A Friend (Auto Refinance)

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*Annual Percentage rate
Rates and terms are based on Excel FCU underwriting criteria a $3,000 minimum and are subject to change without notice. Existing Excel FCU loans are ineligible for refinance. Discounted rate as low as 3.74%* APR based on 4.24% APR* less 0.50% APR* with an Excel checking account in good standing with direct deposit and automatic loan payments. The first payment is due within 90 days of loan disbursement. Interest continues to accrue. Offer subject to change without notice.
Assuming an $18,000 loan amount, at 3.74%APR*, and a 3 year term you would make 36 monthly payments of $529.35. Assuming an $18,000 loan amount, at 4.24%APR*, and a 4 year term you would make 48 monthly payments of $408.36. Assuming an $18,000 loan amount, at 4.49%APR*, and a 5 year term you would make 60 monthly payments of $335.50.

**A qualifying loan for Refer A Friend must be a minimum of $15,000 to receive the $200 incentive. Terms and conditions apply.

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