Fall Newsletter
It’s here for a limited time…Huge Online Car Sale!
From now until October 14 you can visit our inventory and find the car of your dreams at these limited time discounts. And to make sure you are ready to buy when you find that vehicle – be sure to get preapproved today. Plus take advantage of our excellent financing options and preapprovals which can give you:
- Up to $500 cash back*
- No payment for 90 days**
- Competitive Rates
- Further Discounted Loan Rates with direct deposit
- Low-cost GAP Plus with Deductible Assistance , debt protection or warranty coverage options. Get more for less with us.
- Easy repayment terms up to 84 months to fit your budget needs
Important Notice: New Audit Firm – Verification Request
If you receive this letter, we kindly ask that you complete all of the information requested and promptly and fully complete the request, sign and return as instructed.
This information will help us obtain independent verification of the completeness and accuracy of our records so that we can best serve the membership. You are an important part of that process.
FREE Webinar – FAFSA: The Key to Unlocking Financial Aid
Do you have a student headed to college soon? Register today for your spot in an upcoming FAFSA webinar. Sponsored by BALANCE, this webinar will provide insights and tips to understanding the financial aid process. There are two sessions to choose from:
Tuesday, October 8
1030 a.m. PT | 11:30 a.m. MT | 12:30 p.m. CT | 1:30 p.m. ET
Thursday, October 17
5:30 p.m. PT | 6:30 p.m. MT | 7:30 p.m. CT | 8:30 p.m. ET
CardValet and Fraud Prevention
Get the mobile app that lets you control debit card usage and spending on the go! With CardValet, you can control your spending and protect yourself against fraud, all through a simple app on your phone!
Choose Excel’s CardValet to safeguard your cards from fraud with alerts you customize to your needs. Protect your account by setting limits – take control of your card protection.
Features and Benefits:
- Free to Excel members
- Turn your Debit Card on and off. With CardValet, you now have the ability to turn “off” your debit card the moment you realize your card is lost or stolen. When your card is “off”, no withdrawals or purchases will be approved. When you find your card, simply turn your card back “on”.
- Establish transaction controls for dollar amount limits, merchant categories and geographic locations1. Transaction controls that allow your debit card to work only in specific locations or geographic areas add another layer of protection.
- Receive alerts when your debit card is used, approved or exceeds the transaction controls set by you. Stay informed of potential fraud with alerts on attempted, declined transactions.
- Get real-time balances for your accounts.
Choose Excel’s Card Valet today!
CardValet is a trademark of Fiserv, Inc. or its affiliates.
1 Location policies only cover In Store transactions. Your phone’s location tracking must be enabled to take effect.
International Credit Union (ICU) Day
As always, we are people helping people and at Excel we uphold that long-standing credit union philosophy in all we do. On October 17 credit unions globally recognize the movement and reflect on the credit union movement’s history, achievements and shared member experiences.
On this, the 76th anniversary of ICU Day, and as we look ahead to 2025, we want to take a moment to express our sincere gratitude to you, our members, for making Excel FCU your preferred financial and trusted provider.
We thank you for the milestones you have allowed us to be a part of — whether it has been to find a new auto, help you finance your new home or secure a home equity line of credit, accompany you on your savings journey, or to help you progress to more financial freedom. We take great pride in offering the products and services that can help you achieve your financial goals and experience more of life’s wins and we hope to keep the milestones coming in our continued partnership and into the new year.
Thank you for being an Excel member and trusting us as your preferred financial provider.
The Excel VISA® card for every autumn adventure and every very merry moment!
Whether you want to step up your fall family adventures or want to get a jump on holiday shopping, take that long-awaited holiday vacation or decorate to the max, the Excel VISA® card with a rate as LOW as 9.00% APR* helps make it reality.
Earn rewards as you spend. Take advantage of a 25-day grace period on purchases. Use your card worldwide. AND NO ANNUAL FEE.
If you do not have an Excel card, get started and apply now to enjoy every life moment.
*Annual percentage rate. All loans subject to credit approval.
LIMITED TIME to wrap up seasonal spending. It’s like a present to yourself…with an Excel HOLIDAY LOAN
The need to pay for gifts, family gatherings and travel to get there can become overwhelming and can produce financial stress. But we’ve got you! For a limited time (October 1 through December 31) we are offering a low-rate holiday loan that will help you wrap up your spending and put your stress away. Peace of mind.
It is easy. Enjoy the season and click here now to apply.
- 11.99% APR*.
- Borrow up to $700.
- Easy application.
- Up to 11 months to repay.
Enjoy your special holiday loan and the holiday season.
*Annual percentage rate. All loans subject to credit approval.
Skip a payment, not a present!
You can apply to skip a loan payment* November 1, 2024 – January 31, 2025 and use the newly available funds to cover your holiday expenses. Interest on the loan will continue to accrue but you won’t need to make another payment until the following month.
To get started, complete our online Holiday Skip-A-Payment form.
*Restrictions apply to loans that qualify for the Holiday Skip-A-Payment. Please see form for disclosures.
Time to stuff the stockings!
It’s that time again. Time to stuff the stockings with the one gift that will please anyone
on your list…a VISA® holiday gift card!
VISA® Gift Cards*
Available in amounts of $10 – $1,000.
Gift your friends and family members with the ability to pick out what they really want. Learn more here and stop by any branch to pick up your stocking stuffers today!
*$3.00 per card purchase fee applies. Cards are not reloadable. See credit union for details.
We will be closed on these holidays.
Columbus Day – Monday, October 14, 2024
Veterans Day – Monday, November 11, 2024
Thanksgiving – Thursday – Friday, November 28-29, 2024
Christmas – Wednesday, December 25, 2024
New Year’s Day – Wednesday, January 1, 2025
