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Kasasa Checking

Kasasa Cash Checking

Kasasa Cash® Checking features really high interest when you do easy banking basics, and no monthly maintenance fee.

Earn more without having to pay more. Free Kasasa Cash® Checking pays you really high interest when you do just a few banking basics. We’re talking about things you’d do anyway, like using your debit card to shop. Contact us to open your account today!

  • Free checking that pays high dividends
    • 2.50% APY* on balances up to $15,000 and .2497% APY on the portion of the
      balance over $15,000 when qualifications are met*
    • .05% APY* when qualifications are not met
  • Unlimited refunds on ATM withdrawal fees, nationwide, when qualifications are met*
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • No minimum deposit to open

Earning Your Rewards is as Easy as 1,2,3

To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle*:

  • At least 12 EXCEL Kasasa debit card point-of-sale (POS) purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking at least once during each qualification cycle

Simple. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month!

* APY = Annual Percentage Yield. Monthly Qualification Cycle means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Transactions/activities may take one or more business days to post and settle to the account; all of the following must occur during each Monthly Qualification Cycle to qualify: (1) at least twelve debit card point-of-sale (POS) transactions using your EXCEL Kasasa Cash debit card must post and settle to the account during the Monthly Qualification Cycle; (2) receipt of your EXCEL statement electronically; and (3) usage of EXCEL online banking at least once during the Monthly Qualification Cycle. When all qualifications are met, you receive: (1) 2.50% annual percentage yield (APY) on average daily balances up to $15,000 in your Kasasa Cash account and 0.2497% APY on the portion of the average daily balance over $15,000 and (2) reimbursements up to $4.99 per transaction for nationwide ATM fees incurred using your EXCEL Kasasa debit card during the Monthly Qualification Cycle in which you qualified. When all qualifications are not met, the average daily balance in the account earns 0.05% APY and ATM fees are not refunded. Limit 1 account per social security number/tax ID/household. Other restrictions/conditions apply. Program/rates/rewards subject to change or be discontinued at any time.


Kasasa Cash Back Checking

Kasasa Cash Back® Checking pays you cash back on debit card purchases, with no monthly maintenance fees or minimum balance requirements.**

Get paid to shop. Seriously. With Kasasa Cash Back® Checking, you’ll pay no monthly maintenance fees as you earn cash back just for doing the basics. Earn up to $72 a year, and enjoy unlimited ATM refunds when monthly qualifications are met each month.**
Contact us to open your account today!

  • Free checking that pays you back
  • 2.00% cash back on EXCEL Kasasa debit card point-of-sale (POS) purchases**
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $72 cash back per year, $6 per month, when qualifications are met each month
  • Unlimited refunds on ATM withdrawal fees, nationwide**
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • No minimum deposit to open

Earning Your Rewards is as Easy as 1,2,3

To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 EXCEL Kasasa debit card point-of-sale purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking at least once during each qualification cycle

Nothing to it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

** Monthly Qualification Cycle means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. All of the following must occur during each Monthly Qualification Cycle to qualify: (1) at least twelve debit card point-of-sale (POS) transactions using your EXCEL Kasasa debit card must post and settle to the account during the Monthly Qualification Cycle; (2) receipt of your EXCEL statement electronically; and (3) usage of EXCEL online banking at least once during the Monthly Qualification Cycle. When all qualifications are met, you receive: (1) 2.00% cash back on up to a total of $300.00 of your EXCEL Kasasa debit card purchases that post and settle during the Monthly Qualification Cycle for a maximum of $6.00 and (2) reimbursements up to $4.99 per transaction for nationwide ATM fees incurred using your EXCEL Kasasa debit card during the Monthly Qualification Cycle in which you qualified. When all qualifications are not met, no cash back payments are made & ATM fees are not refunded. Limit 1 account per social security number/tax ID/household. Other restrictions/conditions apply. Program/rates/rewards subject to change or be discontinued at any time.