Platinum Checking, for those who qualify, offers dividends on accounts that maintain an average daily balance of $2,500 or more during the statement period. Platinum checking also offers FREE checks! There is a $600 minimum balance required with Platinum Checking to avoid the monthly minimum balance fee.
These features apply to all checking accounts with EXCEL Federal Credit Union:
- FREE ATM service at the over 800 Presto! machines outside Publix© Grocery stores located throughout the southeast.
- No-fee EXCEL ATMs at nine area locations
- Access to over 45,000 surcharge free (no terminal owner fee) CUHERE and CO-OP ATMs located throughout the U.S. ($1.00 EXCEL fee applies).
- ATM access worldwide ($1.00 EXCEL fee and terminal owner surcharge fee may apply).
- FREE and easy online bill pay service through NetBranch our online banking system.
- No-fee MasterCard® Debit Card that offers uChoose® Rewards for each dollar you spend with your card and authorize with a signature, good towards travel and merchandise.
- Paperless eStatements available free
- Account access through MoneyLine, our 24-hour telephone response system
- Optional overdraft protection service
- Pre-authorized automatic drafts (no charge)
- Consolidated monthly statements
- Direct deposit to one or several accounts
- Wire transfer of funds to outside accounts
- Stop payment options and assistance
Please contact us for more information about our checking accounts or submit a checking account application now.