New EXCEL APP Launched!  The new EXCEL APP is now available.
Download the new APP and delete the old APP from your phone in order to continue accessing your accounts.

Excel Federal Credit Union Logo link to home page

Open an Account

We work hard to make your financial life better. Open your account today!

Apply for a Loan

Finance your future at an affordable rate.

Pen being used to write a check

Platinum Checking

Platinum Checking, for those who qualify, offers dividends on accounts that maintain an average daily balance of $2,500 or more during the statement period. Platinum checking also offers FREE checks! There is a $600 minimum balance required with Platinum Checking to avoid the monthly minimum balance fee.

These features apply to all checking accounts with EXCEL Federal Credit Union:

  • FREE ATM service at the over 800 Presto! machines outside Publix© Grocery stores located throughout the southeast.
  • No-fee EXCEL ATMs at nine area locations
  • Access to over 45,000 surcharge free (no terminal owner fee) CUHERE and CO-OP ATMs located throughout the U.S. ($1.00 EXCEL fee applies).
  • ATM access worldwide ($1.00 EXCEL fee and terminal owner surcharge fee may apply).
  • FREE and easy online bill pay service through NetBranch our online banking system.
  • No-fee MasterCard® Debit Card that offers ScoreCard® Rewards for each dollar you spend with your card and authorize with a signature, good towards travel and merchandise.
  • Paperless eStatements available free
  • Account access through MoneyLine, our 24-hour telephone response system
  • Optional overdraft protection service
  • Pre-authorized automatic drafts (no charge)
  • Consolidated monthly statements
  • Direct deposit to one or several accounts
  • Wire transfer of funds to outside accounts
  • Stop payment options and assistance

Please contact us for more information about our checking accounts or submit a checking account application now.