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We work hard to make your financial life better. Open your account today!

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Finance your future at an affordable rate.

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Platinum Checking

Platinum Checking, for those who qualify, offers dividends on accounts that maintain an average daily balance of $2,500 or more during the statement period. Platinum checking also offers FREE checks! There is a $600 minimum balance required with Platinum Checking to avoid the monthly minimum balance fee.

These features apply to all checking accounts with EXCEL Federal Credit Union:

  • FREE ATM service at the over 800 Presto! machines outside Publix© Grocery stores located throughout the southeast.
  • No-fee EXCEL ATMs at nine area locations
  • Access to over 45,000 surcharge free (no terminal owner fee) CUHERE and CO-OP ATMs located throughout the U.S. ($1.00 EXCEL fee applies).
  • ATM access worldwide ($1.00 EXCEL fee and terminal owner surcharge fee may apply).
  • FREE and easy online bill pay service through NetBranch our online banking system.
  • No-fee MasterCard® Debit Card that offers uChoose® Rewards for each dollar you spend with your card and authorize with a signature, good towards travel and merchandise.
  • Paperless eStatements available free
  • Account access through MoneyLine, our 24-hour telephone response system
  • Optional overdraft protection service
  • Pre-authorized automatic drafts (no charge)
  • Consolidated monthly statements
  • Direct deposit to one or several accounts
  • Wire transfer of funds to outside accounts
  • Stop payment options and assistance

Please contact us for more information about our checking accounts or submit a checking account application now.