Excel Federal Credit Union Logo link to home page

Open an Account

We work hard to make your financial life better. Open your account today!

Apply for a Loan

Finance your future at an affordable rate.

Pen being used to write a check


COMPARE CHECKING ACCOUNTS

The EXCEL checking accounts we offer and you may qualify for include:

Kasasa Cash Checking which offers a high interest rate when certain qualifications are met each month or Kasasa Cash Back Checking that pays you cash each month when certain conditions are met!

Simply Checking offers no monthly service fees, no minimum balance requirement, ScoreCard Rewards® and no per-check charges.

Platinum Checking offers dividends on accounts that maintain an average daily balance of $2,500 or more during the statement period and ScoreCard Rewards®.

FRESH START Checking is designed for those who are working to reestablish their credit. There are fees associated with this account. Speak with member services for more information and to see if you qualify.

We also offer CU Succeed Teen Checking, for our members ages 13 to 17, with no minimum balance requirements, no monthly service fees, ScoreCard Rewards® and no per-check charges.


These features apply to all checking accounts with EXCEL Federal Credit Union:

  • FREE ATM service at the over 800 Presto! machines outside Publix© Grocery stores located throughout the southeast.
  • No-fee EXCEL ATMs at nine area locations
  • Access to over 45,000 surcharge free (no terminal owner fee) CUHERE and CO-OP ATMs located throughout the U.S. ($1.00 EXCEL fee applies).
  • ATM access worldwide ($1.00 EXCEL fee and terminal owner surcharge fee may apply).
  • FREE and easy online bill pay service through NetBranch our online banking system.
  • Paperless eStatements available free
  • Account access through MoneyLine, our 24-hour telephone response system
  • Optional overdraft protection service
  • Pre-authorized automatic drafts (no charge)
  • Consolidated monthly statements
  • Direct deposit to one or several accounts
  • Wire transfer of funds to outside accounts
  • Stop payment options and assistance

Please contact us for more information about our checking accounts or submit a checking account application now.