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A MasterCard® Debit Card is issued in conjunction with your EXCEL checking account. Debit cards are easy to use and reduce the need for paper checks. The EXCEL debit card is accepted nationwide and wherever you see the MasterCard® emblem displayed.

EXCEL debit cards earn uChoose Rewards points. For each qualifying dollar you spend and authorize with your signature, you earn one point redeemable for travel and merchandise.

By signing for your purchases, you not only earn rewards, you also protect yourself from fraudulent purchases. Entering your PIN to authorize your transactions can leave your PIN vulnerable to theft. PIN-based-transactions are not covered under MasterCard's zero-liability plan. With identity theft and card fraud on the rise, it's important to authorize purchases with your signature.

Please contact us if you have any other questions about the MasterCard® Debit Card!